Baccarat is a card game where “player” and “banker” play against each other; it is very popular in Asia, where in Macau casinos it is the high rollers game par excellence.
Its origins link it to a game called Macau, another card game originally from Hungary.
Baccarat rules and objective
The rules of Baccarat are quite simple at core and it can be played in different variations, like Chemin de fer, and the most common version is Punto Banco.
From 2 to 9: face value (i.e. 5 is 5 points)
Tens, Jacks, Queens and Kings: no value (0 points)
In Punto Banco two cards are dealt face up, starting from “player” and alternating between the hands. The croupier may call the total, which will the sum of the two cards.
If either the player or banker or both achieve a total of eight or nine at this stage, then the coup is over and one of the three possible outcomes in Baccarat will take place: a player win, a banker win, or tie.
If neither hand has eight or nine, the drawing rules apply determine whether the player should receive a third card. Then, based on the value of any card drawn to the player, the drawing rules apply to determine whether the banker should receive a third card. The coup then finishes, the outcome is announced and winning bets are paid out.
Here is a simple chart showing the Punto Banco drawing rules: